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Micro Credit Officer Job in Kenya

Islamic Relief is an international NGO seeking to promote sustainable economic and social development by working with local communities through relief and development activities.

IR-Kenya program seeks to recruit:

Micro Credit Officer

Duty Station –Mandera

Under the supervision of the Area manager administratively and Livelihoods Coordinator technically, the Micro Credit Officer, will

  • Carry out meetings in the community for the identification and formation of micro credit groups desiring to obtain microfinance and enterprise development loan.
  • Formulate appropriate guidelines and procedures for the management and control over micro credit especially for credit assessment and approval process; credit administration and loan recovery.
  • Carry out orientation training to micro-credit groups on service delivery, constitution, governance, and business identification and incubation skills.
  • Assist the micro credit beneficiaries in opening bank accounts and registration with the Ministry of social services.
  • Ensure that applications and documents are properly signed/thumb imprisoned by the respective members of the group.
  • Review that credit case/application is complete in all respect.
  • Ensure that credit arrangement offered to the borrower is within the approved parameters of Sharia compliancy.
  • Ensure during periodic review visit to borrowers that amounts are utilized for the same purpose as described/agreed in the credit proposal/application.
  • Prepare payment/recoveries progress report and submit to the line manager, area manager and other relevant IR staff periodically.
  • Develop financial/credit management systems and the skills required to run a successful operation.
  • Supervision and monitoring of the micro irrigation activities run by Islamic Relief in collaboration with the Government.
  • Identify the existing Sharia compliant micro credit service providers and how well the needs of the low income borrowers are being met.
  • Identify the donors who are active in microfinance and who might provide support or funding.
  • Prepare and submit timely monthly, quarterly, annually narrative and financial reports.
Minimum job requirements:
  • BSc in Agribusiness, Agricultural Economics, Micro-Finance, or related fields
  • Minimum three years Experience in micro credit.
  • Experience in livelihoods programme design and management
  • Proven analytical skills and ability to think strategically.
  • Effective Computer Skills.
  • Excellent communication skills, both verbally and in writing (both in English and Kiswahili, Somali language will be an added advantage)
  • Excellent understanding of Sharia Compliant Micro finance programmes.
  • Good operational and working knowledge of ASALs.
How to Apply:

For a detailed Job description on the positions kindly visit our website.

Send in your updated CV with cover letter and 3 professional references to or

To reach us not later than Friday 19th October, 2012, clearly mentioning the position you are applying for.

CVs will be screened on an ongoing basis and only shortlisted candidates will be contacted

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