Coop Bank Jobs in Kenya

Are you looking for an employer who promotes individual excellence and mutual respect in a team-driven culture with a key focus on social empowerment? The Co-operative Bank of Kenya, “the kingdom Bank” is the place for those looking for new horizons.

We are looking for dynamic, creative and self-oriented professional to fill the position of:

Human Resource Registry Clerk

Job Summary:

As a Registry Clerk, the role holder will be responsible for the management of Human Resource Division registry.

Main Duties:

• Filling of all correspondences in staff files and departmental files
• Distribute requisitioned files and follow up on delayed returns
• Record and monitor the movement of files to and from the registry
• Provision of all files needed in the whole division and outside at the right time and to the authorized officers within the stipulated SLAs
• Opening of transfer  case files on an going basis
• Ensuring files are in good order and information is secure
• Ensuring that data contained in the files is correct and certified where necessary
• Control access to the filling room
• Archive all old files that are not in frequent use/demand.

Job specification:
The incumbent will be required to possess the following qualifications;

• KCSE Mean grade C+ with C+ in both Maths & English
• Diploma in records management
• Computer literate
• 28 years and below

Personal skills and attributes:

The incumbent will be required to possess the following skills and attributes;

• Good communicator –Verbal and written
• High Integrity and initiative
• Keen to detail and well organised
• Good Interpersonal skills

Project Assistant - Mortgage Finance

Job Summary:

Reporting to the Business Development Manager, the jobholder will be required to participate as part of a team in reviewing and supporting the business in processing of construction finance applications and maintenance of relationships with clients during project implementation in line with the banks business objectives.

Main Duties:

The key responsibilities will among others include:

• Reviewing projects in property development suitable for financing, bearing in mind risk/return parameters set by the bank.
• Monitoring, in collaboration with the banks business and credit risk units, progress on project implementation.
• Monitor the financial and operational performance of projects for early identification of potential problems as well as initiate timely remedial actions.
• Handling of inquiries from prospective clients that sometimes involve preliminary site visits  with the Business Development Teams
• Providing guidance for purposes of re-packaging construction cases  to meet banks requirements
• Review of new applications for funding submitted from our branch network
• Initiating disbursement memos for review by the BDM as per  the laid down policies and procedures
• Review and feedback into customer satisfaction surveys, responding to customer Product complaints especially during project implementation.
• Maintain construction project files ,that relate to customer correspondence, Work in Progress, Approved credit request and general correspondence
• Conduct pre-appraisal reviews and communicating the findings to the Business Development Manager and prospective clients.
• Review submitted project documentation that includes but not limited to titles, approved architectural drawings, structural drawings, Nema approvals/ licenses.
• Conduct initial technical analysis on projects with a view to advice on adequacy of the proposed costings in line with the current market cost estimates.
• Reviewing offer letter terms and conditions to ensure they are in tandem with the envisioned mode of project implementation
• In liaison with the project implementation teams, design draw down schedules tailored to project implementation
• Reviewing submitted interim valuations before initiating disbursement requests.
• Ensuring  the term sand conditions of the offer letter are adhered to during project implementation cycle
• Holding meetings with clients/consultants to address issues on proposed construction projects
• Conducting periodical site  visits to asses projects and holding discussion with concerned parties
• Undertaking detailed Appraisal report for review by the Business Development Manager.
• Working in conjunction with the business units to  write supervision reports that asses critical parameters at implementation stage and  address issues arising out of the outcome of the supervision
• Monitoring performance of the project portfolio and generating management reports.
• Conduct post implementation reviews on projects.
• Record key learning points for dissemination with a view to improving on the bank processing procedures and risk management.
• Liaise with Sales teams and participate in training of other staff members on construction product

Job specification:

The incumbent will be required to possess the following qualifications, attributes and skills:

• A bachelors degree in either Land/Building Economics, Economics, Finance, Banking or Business Administration and any other relevant qualification.
• A masters degree in any of the above related disciplines is an added advantage
• Good knowledge and experience in project appraisal preferably in a banking environment
• Computer literacy is mandatory
• Time management and personal organisation
• Excellent communication skills both written and oral
• Strong analytic and numerical skills for calculation of statistics needed in performance tracking
• Experienced in basics of Project management and bank operations
• Good interpersonal and networking skills
• Report writing skills

Project Officer - Mortgage Finance

Job Summary:

Reporting to the Business Development Manager, the jobholder will be required to support delivery of the construction product by offering the relevant technical and administrative support.

Main Duties:

The key responsibilities will among others include:

• Undertaking technical analysis/reviews on construction projects with a view to ensure compliance with the entire bank, relevant statutory and legislative requirements.
• Reviewing project progress reports with a view to advice management on early identification of potential problems.
• Ensuring completeness of project documentation as per approval conditions before initiating disbursements.
• Liaising with the various bodies within the built and design industry with a view to build and update a database for qualified professionals in construction industry.
• Advising management of various legislative /statutory changes within the build and design industry and its impact on the business.
• Reviewing the profiles of the project implementation team and give advice on the capability of the appointed team to undertake the proposed development.
• Conducting technical analysis on projects with a view to advice on adequacy of the proposed costings in line with the current market cost estimates.
• In liaison with the project implementation teams, designing draw down schedules tailored to project implementation.
• Maintaining system based ticklers for renewal of relevant project documentation such as performance bonds, contractors all risk insurance cover as well as designing and maintaining a filing system for  project related documentation
• Maintaining systems based ticklers on payment of interest during project implementation and make timely collection of such amounts.
• In consultation with the BDM attending periodical site progress meetings and ensuring areas of concern to the bank are properly communicated and followed up for implementation/response.
• Following up with the project managers and keeping records of minutes held on the various projects.
• Liaising with the project managers and ensuring timely receipt of all site progress reports as well as liaising with the legal department, ensuring completeness of the legal documentation.
• Initiating projects disbursements having ascertained compliance with the loan offer conditions.
• Monitoring project implementation schedules and advising the BDM on early problem signs and recommending remedial actions.
• Assisting BDM and in preparation of various management reports such as project compliance reports, portfolio performance, concentration risk reports.
• Participating in site inspections, review missions, and generating the necessary site reports.
• Conducting reconciliations of financial, value of work done, outstanding works and undisbursed loan funds with a view to stress test bank exposure to the project/ need for additional funds in form of sponsor support.
• In liaison with the project managers and marketing agents, receiving sales reports and conducting quarterly reconciliations of the sales proceeds applied to the escrow account in order to monitor sales progress & cash flow financial implications.
• Providing  technical support to the Business Development Team and Credit Analysis Team  in evaluation of construction related applications
• Analyzing applications from other business unit’s and giving recommendations.
• Recording key learning points for dissemination with a view of improving on the bank processing procedures and risk management.

Job specification:

The incumbent will be required to possess the following qualifications, attributes and skills:

• A bachelor’s degree in Construction Management, Land/Building Economics, and any other relevant qualification.
• At least 2 years experience in a project management firm within the construction industry.
• Good knowledge and experience in project appraisal preferably in a banking environment
• Computer literacy is mandatory
• Time management and personal organisation
• Excellent communication skills both written and oral
• Strong analytic and numerical skills for calculation of statistics needed in performance tracking
• Report writing skills
• Innovativeness

Senior Manager - Credit Management
 

Job Summary:
 

The job-holder will be expected to provide leadership in Credit Management.
 

Key Duties and Responsibilities

• Work closely with the Director — Credit Management Division to maintain appropriate credit risk management culture
• Oversee analysis of proposals from lending units and ensure the approved credit facilities comply with the Credit Policy and Lending Manual
• Ensure credit applications are processed within agreed Service Level Agreements and all the disbursement processes meet the agreed Service Level Agreements
• Proper operation and maintenance of loan accounts and records as well as ensuring effective monitoring of loans highlighting and managing any notable deterioration of the portfolio
• Co-ordinate efforts together with lending units, Internal Audit, Credit Administration and branches to ensure adherence to the Bank’s Credit Policy and lending guidelines
• Ensure that statutory reports are accurately prepared and submitted on time
• Maintain an up to date and accurate inventory of physical and other collaterals
• Participate in product development and reviews to ensure that they adhere to policy and any risks are mitigated
• Will be expected to play a critical role in the continuous review of the Bank’s Credit Policy
• Detect and evaluate shifts or changes in key risk parameters in a business relationship or industry and evaluate the implications of such changes on continued business dealings
• Manage all staff in the department and ensure they are adequately resourced to perform their roles as well as partner with the various business lines to ensure a smooth working relationship
• Maintain and develop professional and technical knowledge by attending and contributing to training programmes, educational workshops, reviewing professional publications, establishing personal networks, participating in professional structures and studies

Minimum Requirements

• Undergraduate Degree in Finance, Accounting, Commerce or a related field
• Masters in Finance or Business will be an added advantage
• Professional qualification in at least one of the following; CPA, ACCA, ACIB/AKIB, CFA will be an added advantage
• A minimum of ten (10) years experience in the credit environment of a busy commercial bank and at a senior level for a minimum of five (5) years
• Developed understanding of lending products, structuring proposals and different security structures
• Demonstrated experience in managing a team

Personal Attributes & Skills required in undertaking the role

• Should be able to support business units in the management of credit
• Good credit knowledge and awareness as well as business exposure
• Excellent skills ¡n analysis of credit and financial statements
• Should be results-oriented, possess the ability to work under pressure and deliver on time
• Proven problem solving skills
• Excellent communication & interpersonal skills
• Advanced report writing and presentation skills
• Age - 40 years & below

Application Process
 

Interested candidates meeting the above criteria should forward an application enclosing detailed Curriculum Vitae accompanied by copies of certificates and indicating the current remuneration to the address shown below or send to jobs@co-opbank.co.ke by 19th October 2012. 

Please quote this reference on your application and on the envelope: HC/3/HRD/2012

The Director
Human Resources Division
Co-operative Bank of Kenya Ltd.
P.O. Box 48231 - 00100
Nairobi
 

We are an equal opportunity employer.
 

NB: Only the short listed candidates will be contacted.