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Approvals Officer Job Vacancy

Our client, a microfinance institution seeks to recruit a suitable person for the position below
Job Title: Approvals Officer
Job Purpose: Assessment and approval of Loan applications while maintaining and recording the flow of information regarding the approval process.
Minimum Required Qualification
  • Degree in Financial Management with an additional Diploma in Banking/Credit Management
  • Minimum 4 Years experience in a Financial Institution/Micro Finance Institution, with previous experience in business credit assessment being preferred
  • At least 2 years in a management/supervisory role in a Credit department/institution
Key Competencies
  • Must be results driven, risk control oriented,

  • have excellent planning and organization/work management skills,
  • must be fluent in oral and written English & Kiswahili,
  • excellent communication and interpersonal skills, computer literate;
  • proficiency in Microsoft Office applications,
  • must be Customer Service Oriented, persuasiveness/Sales Ability,
  • must have teamwork/collaboration ability,
  • ability to work under pressure and meet deadlines.
Key Functional Areas
  • Receive all business credit applications from loan officers and ensures that approval process is completed.
  • Evaluation of business credit applications in terms of product business rules and company credit criteria in a timely and efficient manner for the purpose of making an approve/decline decision.
  • Direct customer contact as part of every credit application assessment
  • Responsible for maintaining the integrity of the credit information and ensuring that all information is correct.
  • Responsible for final approval/decline of applications and reporting approval progress.
  • Contributing to the setting of credit assessment criteria in the light of collections performance and providing recommendations to enhance the product and credit assessment criteria.
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